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Types of blocking
Most often, accounts are blocked for three reasons:
1. Due to arrest by bailiffs for debt collection.
2. According to Federal Law No. 115 “On counteracting the legalization (laundering) of proceeds from crime”.
3. According to article 76 of the tax code of the Russian Federation, if you do not send a tax return on time, ignore the requirements of the tax inspectorate or do not pay tax.
Know and love payment priorities
To contrive to take the blocked money, you need to understand the payment priority system, according to which official write-offs occur. If the funds on the account are not sufficient to satisfy all the claims made against it, the funds are debited in the following order:
First of all, money is written off under executive documents providing for the transfer or issuance of funds from the account to satisfy claims for compensation for harm caused to life and health, as well as claims for the recovery of alimony;
In the second place, money goes under executive documents that provide for the transfer or issuance of funds for settlements on the payment of severance benefits and wages with persons working Germany WhatsApp Number List or working under an employment contract (contract), for the payment of remuneration to the authors of the results of intellectual activity;
In the third place, payment documents are accepted that provide for the transfer or issuance of funds for settlements on wages with persons working under an employment agreement (contract), instructions from tax authorities to write off and transfer debts for paying taxes and fees to the budgets of the budget system of the Russian Federation, and also instructions of the bodies controlling the payment of insurance premiums to write off and transfer the amounts of insurance premiums to the budgets of state non-budgetary funds;
The fourth stage - executive documents providing for the satisfaction of other monetary claims; fifth - other payment documents in the order of calendar priority.
The main life hack for solving problems with a frozen account is to find an opportunity to issue a friendly payment to your own account, the priority of which will be higher than that of the tax or creditors. According to paragraph 2 of Art. 855 of the Civil Code of the Russian Federation, a tax arrest is a ban on making payments above the third priority, bailiffs block payments above the fourth priority.
Accordingly, if your account was arrested by bailiffs to collect debt under a writ of execution, in order to unfreeze it, it is enough just to pay the debt or present payments with a higher priority to your account. For example, for the issuance of funds for payroll settlements with persons working under an employment contract. Just do not forget to look back at the Criminal Code and consult with lawyers.